Yes, you do. Most
accidents occur when you least expect them
or when you're not covered for them. And
unless you buy moving insurance, your
property is probably not covered for all
that it is worth.
Your moving company
automatically provides valuation, not
insurance. Your moving company can provide
three different types of valuation: declared
value, lump sum value and full value
protection. To find out about these
different types of coverage, you can read
the article
Should You Purchase Moving Insurance?
Additionally, you should explore other
insurance options. Check with your homeowners insurance, as
they typically cover 10 percent of the value of your
personal property while it is in transit. Also, you can look
into transit insurance, which you can buy from your
insurance agent or most moving companies.